Copilot (free)
$0a month, free plan
Fits best if you want to start without paying.
- Copilot usage: amount not published
- subject to capacity
- no Copilot in desktop Office apps
Microsoft Copilot pricing
What each Microsoft Copilot plan costs at your size.
Free plan, paid plans from $8.33 a month
Cheapest paid plan
Microsoft 365 Personal
$8.33a month
Plan $8.33, billed yearlyNo extra fees
- Microsoft 365 FamilyBilled yearly$10.83($2.50 more)
- Microsoft 365 PremiumBilled yearly$16.66($8.33 more)
- Microsoft 365 Copilot Business (add-on)Billed yearly$18($9.67 more)
Compare every tool in AI assistants
We may earn a commission from some links. It never changes the order or the prices. How we make money
Microsoft Copilot plans
Microsoft 365 Personal
$8.33a month, billed yearly, or $9.99 billed monthly
Per account (1 person)
Fits best if you need copilot in Word, Excel, PowerPoint, Outlook.
- Copilot chat: higher than free; resets monthly (AI credits)
- image gen, voice/vision, audio overview: Standard; resets monthly
- no Researcher/Analyst
2 more
- no Cowork
- usage limits apply
Microsoft 365 Family
$10.83a month, billed yearly, or $12.99 billed monthly
Per account (1-6 people; AI for owner only)
Fits best if you need up to 6 TB (1 TB per person).
- Copilot chat: higher than free; resets monthly (AI credits)
- image gen, voice/vision, audio overview: Standard; resets monthly
- Copilot features can't be shared with family members
1 more
- no Researcher/Analyst
Microsoft 365 Premium
$16.66a month, billed yearly, or $19.99 billed monthly
Per account (up to 6 people; AI for owner only)
Fits best if you need researcher and Analyst agents.
- Copilot chat, image, audio: Extensive; resets monthly (AI credits)
- voice and vision: More; resets monthly
- agentic AI (Researcher, Analyst, Cowork preview): limited usage
1 more
- AI for subscription owner only
Microsoft 365 Pro
$99.99a month, billed monthly
Per account (up to 6 people; AI for owner only)
- all Copilot features: Highest; resets monthly (AI credits)
- monthly billing only
- no free trial
Microsoft 365 Copilot Business (add-on)
$18a month, billed yearly, or $25.20 billed monthly
Per user
Fits best if you need copilot in Microsoft 365 apps for business.
- advanced experiences: amount not published
- requires eligible Microsoft 365 business plan
Microsoft 365 Business Standard with Copilot
$23.50a month, billed yearly, or $28.20 billed monthly
Per user
Fits best if you need business Standard apps + Copilot Business.
- advanced experiences: amount not published
- up to 300 users (Business plans)
Microsoft 365 Business Premium with Copilot
$32a month, billed yearly, or $38.40 billed monthly
Per user
Fits best if you need business Premium apps and security + Copilot Business.
- advanced experiences: amount not published
- up to 300 users (Business plans)
More on Microsoft Copilot pricing
Who each Microsoft Copilot plan suits
Copilot (free): Trying the product for free.
Who each Microsoft Copilot plan suits
Copilot (free): Trying the product for free.- Copilot (free): Trying the product for free. Good if you stay within the free limits (Copilot usage: amount not published).
- Microsoft 365 Personal: The cheapest paid plan. Paying yearly costs 17% less a month than paying monthly.
- Microsoft 365 Family: A middle tier between the cheapest and most expensive paid plans. Paying yearly costs 17% less a month than paying monthly. Priced per account (1-6 people; AI for owner only).
- Microsoft 365 Premium: A middle tier between the cheapest and most expensive paid plans. Paying yearly costs 17% less a month than paying monthly. Priced per account (up to 6 people; AI for owner only).
- Microsoft 365 Pro: The most expensive self-serve plan listed, for when you outgrow the cheaper plans. Priced per account (up to 6 people; AI for owner only).
- Microsoft 365 Copilot Business (add-on): A middle tier between the cheapest and most expensive paid plans. Paying yearly costs 29% less a month than paying monthly. Priced per user, so the cost grows with your team.
- Microsoft 365 Business Standard with Copilot: A middle tier between the cheapest and most expensive paid plans. Paying yearly costs 17% less a month than paying monthly. Priced per user, so the cost grows with your team.
- Microsoft 365 Business Premium with Copilot: A middle tier between the cheapest and most expensive paid plans. Paying yearly costs 17% less a month than paying monthly. Priced per user, so the cost grows with your team.
What Microsoft Copilot doesn't publish
No numeric AI credit allotments published on official pages.
What Microsoft Copilot doesn't publish
No numeric AI credit allotments published on official pages.- No numeric AI credit allotments published on official pages.
- Free Copilot limits not quantified.
- Tax treatment not stated.
- Seat limit for the Copilot Business add-on not stated; 300-user cap comes from Business plan wording.
- Microsoft 365 Basic price not shown on pages.
- Microsoft 365 Copilot (Enterprise) is sold through a sales team, so it isn't covered here.
Starting a business with AI?
The cheapest tools we track for a website, an email list and a store.
Websites
WordPress.com$5 a month
Framer$10 a month
Webflow$15 a month
Newsletters
MailerLite$10.80 a month
AWeber$12.50 a month
Mailchimp$13 a month
Online stores
BigCommerce$29 a month
Shopify$29 a month
Being rechecked